Legal Notice

Terms and conditions of access and use

Please read the following terms and conditions carefully to acquaint yourself with the restrictions governing access to and use of this website.

Access to the website and viewing and using its contents imply acceptance of these terms and conditions. If you disagree with them, even partially, you are requested to leave the website immediately.

We reserve the right to modify these terms and conditions at any time without prior notice. We recommend that you review them on a regular basis.

Local legal restrictions

Access to and viewing of the contents of this website are forbidden to any persons and legal entities which, as a result of their nationality, registered office, domicile or any other reason are governed by a jurisdiction which forbids or limits access to the websites of foreign financial service providers or on which the publication of, access to, viewing and/or use of data such as those appearing on the website are in violation of applicable laws and regulations. Please review the legislation applicable in your country before accessing, viewing and using this website. If any of the above-mentioned scenarios applies to you, you are requested to leave the website immediately.

Accuracy and absence of guarantees

The website is updated on a regular basis by Atlantic Financial Group (hereinafter: "AFG ") to ensure that the data it contains are as reliable as possible. However, AFG does not explicitly or implicitly guarantee the accuracy, completeness or reliability of the data for any purpose whatsoever.

The content of this site may be changed at any time without prior notice. As a result, it should not be used as the basis for any investment decisions under any circumstances.

Users are fully and solely responsible for their use of the website. AFG shall not be held liable for any losses or damages resulting from the use of the information contained on the website.

No offers - limitation of liability

The information, data, products and prospectuses available or mentioned on the website are intended for information purposes only and do not constitute a solicitation and/or offer to sell products and/or supply discretionary portfolio management or consulting services. Under no circumstances does the content of this website create a legal relationship between AFG and the user.

AFG strongly recommends that users not take any decisions based on the information contained on its website.

As a result, AFG cannot be held liable for any access to, viewing of, or use of the data on the website. No claims can be made against AFG based on access to, viewing or use of the data contained on the website.

Investment performance

The value of the investments and their performances are subject to variations which can potentially result in total loss of capital. In addition, the past performance of an investment provides no guarantee of its future performance. Variations in foreign currency exchange rates can result in significant fluctuations in the value of investments. As such, none of the information on this website should be used to take decisions regarding investments.

Data collection and cookies

What is a cookie?

AFG’s electronic services use cookies for statistical purposes, security, as a tool for our web developers, and to improve the user experience.  Cookies are text files which are placed and stored on any device used to browse the internet when you visit a website. They are stored for a limited time and allow you to be identified. Some are vital to the website's navigation and security, while others make it possible to customize page contents based on certain criteria, such as your areas of interest, where you live, etc.

The cookies we use:

  • There are numerous types of cookies, each with its own specific purpose. Below you fill find the categories and functions of the cookies we use.
  • Functional cookies: These cookies are required to access certain parts of the site or improve your browsing experience. We store them for a period of three weeks.
  • Statistical cookies: These are cookies enabling us to collect information on the performance of our website such as the number of visitors and pages visited. We store them for the duration of the session or the day.
  • Social network cookies: The site includes several third-party cookies which enable users to interact with other networks.

You can share information from our site on LinkedIn’s social network.

Managing cookies

In accordance with applicable regulations, website users may restrict or refuse the installation of cookies on their device via their browser settings. Please note that cookies make it possible to improve the browsing experience on our website and your browser settings may prevent you from accessing certain areas and/or functions of the site.

Below you will find the procedure to follow, depending on your browser:

  • Chrome
  • Internet Explorer
  • Firefox
  • Opera
  • Safari

Processing personal data

In the context of business relations with our existing customers and/or relations with potential customers, AFG collects and processes your personal data in order to offer you financial and banking products and services.

AFG attaches great importance to protecting your data. By continuing to use this site or by contacting us, you explicitly agree to our data processing policy.

For any information about the type of data collected, the reason and purpose for its collection, the method of processing, the persons to whom the data may be transferred and security measures in place to protect it, please see our Data Protection Notice, which applies to all AFG products and services, at the following address:

Intellectual property rights

The entire website (notably the text and images) is protected by copyright and other intellectual property rights.

Reproduction (in full or in part), storage (temporary or permanent), or transmission (for private or public purposes) of the information contained on the AFG website is strictly prohibited without prior written permission from AFG.

Downloading or copying this site does not confer any license or right to use any software or material on the site.

The site cannot be linked to for public or commercial purposes without the prior written consent of AFG.

Linked Websites

Links on this site to third-party sites are for informational and educational purposes only. AFG does not control the content of those websites.

The links do not imply that AFG has a legal relationship with any third parties. AFG shall not be held liable for the content of the websites accessible via links and for the products, services and other items present on them.

Applicable law and place of jurisdiction

Any disputes related to the access, viewing and/or use of the content of this website is governed exclusively by Luxembourg law and subject to the exclusive jurisdiction of the courts of the Republic of Luxembourg. Subject to appeal by the Federal Court.